About us
About us
We simplify your mortgage journey with expert guidance, powerful tools, and fast support — all from licensed agents you can trust.
Who We Are ?
At MortgagePoint.ca, we simplify the mortgage process for homebuyers in Ottawa, across Ontario, and anywhere in Canada by giving you the clarity and guidance you need to make the right decisions. We provide easy-to-use tools and fast, free access to licensed mortgage agents who can answer your questions and provide trusted mortgage advice every step of the way.
Whether you're looking for a pre-approval, renewal, refinance, or a first-time mortgage, our purposeis to help you understand your options and choose what's best for you. With access to over 60 lenders nationwide, we make it easier to compare and secure the mortgage solution that fits yourneeds.
Our Mission
Remove the confusion from mortgages and give you the knowledge, tools, and expert support to move forward with confidence
Proudly based in Ottawa, we serve clients across Ontario and throughout Canada. We’re here to remove the stress and confusion from mortgages by combining modern online tools with personalized, expert support.
Whether you're buying your first home, refinancing, or renewing, we help you understand your options, compare offers from 60+ lenders including major banks, and secure the best possible rate — fast. You can use our online calculators anytime, or connect directly with a licensed mortgage agent to get clear, honest advice tailored to your situation. No pressure. No hidden fees. Just smart mortgage help you can trust.
Proudly based in Ottawa, we serve clients across Ontario and throughout Canada. We’re here to remove the stress and confusion from mortgages by combining modern online tools with personalized, expert support.
Whether you're buying your first home, refinancing, or renewing, we help you understand your options, compare offers from 60+ lenders including major banks, and secure the best possible rate — fast. You can use our online calculators anytime, or connect directly with a licensed mortgage agent to get clear, honest advice tailored to your situation. No pressure. No hidden fees. Just smart mortgage help you can trust.
Our Mission
Remove the confusion from mortgages and give you the knowledge, tools, and expert support to move forward with confidence
Mortgage Calculators
Payment Details
Estimated Monthly Payment
Your Loan Amount
$300,000
Note
Home insurance and property taxes are not included in your estimated monthly payment, as they vary by municipality and insurance provider.
These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Important Note
Home insurance and property taxes are not included in your estimated monthly payment, as they vary by municipality and insurance provider.
These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
This calculator provides an estimate only. For accurate and personalized advice, please consult a licensed mortgage professional.
Updated as of October 15, 2023
Enter your annual interest rate (%)
Your Switch Estimate
Updated as of October 15, 2023
Enter your annual interest rate (%)
Based on standard lender calculations using 44% TDS ratio with $100/month heating cost
Note
This is a general estimate based on the information you entered and typical cost assumptions. Condo fees are not included, as they vary significantly and don't apply to all property types. For more accurate numbers or personalized support, please connect with a licensed mortgage professional.
Include only monthly payments for debts like car loans, credit cards, student loans, etc.
Note
This is a general estimate based on the information you entered and typical cost assumptions. Condo fees are not included, as they vary significantly and don't apply to all property types. For more accurate numbers or personalized support, please connect with a licensed mortgage professional.
Maximum Loan Amount
This tool provides an estimate only. For personalized advice, consult licensed mortgage professional
This tool provides an estimate only. For personalized advice, consult licensed mortgage professional
Total Estimated Savings Over Term
This tool provides an estimate only. For personalized advice, consult licensed mortgage professional
This tool provides an estimate only. For personalized advice, consult licensed mortgage professional
Making mortgages simple, transparent, and stress-free.
