About us
About us
About us
We simplify your mortgage journey with expert guidance, powerful tools, and fast support — all from licensed agents you can trust.
Who We Are ?
At MortgagePoint.ca, we simplify the mortgage process for homebuyers in Ottawa, across Ontario, and anywhere in Canada by giving you the clarity and guidance you need to make the right decisions. We provide easy-to-use tools and fast, free access to licensed mortgage agents who can answer your questions and provide trusted mortgage advice every step of the way.
Whether you're looking for a pre-approval, renewal, refinance, or a first-time mortgage, our purposeis to help you understand your options and choose what's best for you. With access to over 60 lenders nationwide, we make it easier to compare and secure the mortgage solution that fits yourneeds.
Our Mission
Remove the confusion from mortgages and give you the knowledge, tools, and expert support to move forward with confidence
Proudly based in Ottawa, we serve clients across Ontario and throughout Canada. We’re here to remove the stress and confusion from mortgages by combining modern online tools with personalized, expert support.
Whether you're buying your first home, refinancing, or renewing, we help you understand your options, compare offers from 60+ lenders including major banks, and secure the best possible rate — fast. You can use our online calculators anytime, or connect directly with a licensed mortgage agent to get clear, honest advice tailored to your situation. No pressure. No hidden fees. Just smart mortgage help you can trust.
Proudly based in Ottawa, we serve clients across Ontario and throughout Canada. We’re here to remove the stress and confusion from mortgages by combining modern online tools with personalized, expert support.
Whether you're buying your first home, refinancing, or renewing, we help you understand your options, compare offers from 60+ lenders including major banks, and secure the best possible rate — fast. You can use our online calculators anytime, or connect directly with a licensed mortgage agent to get clear, honest advice tailored to your situation. No pressure. No hidden fees. Just smart mortgage help you can trust.
Our Mission
Remove the confusion from mortgages and give you the knowledge, tools, and expert support to move forward with confidence
Mortgage Calculators
Estimated Monthly Payment
Your Loan Amount
$400,000
- *Home insurance and property tax are not included in your estimated monthly payment. This way they can vary greatly depending on various elements.
- *The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- *These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Estimated Monthly Payment
Your Loan Amount
$400,000
- *Home insurance and property tax are not included in your estimated monthly payment. This way they can vary greatly depending on various elements.
- *The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- *These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Last updated on December 14, 2025
Enter your annual interest rate (%)
Last updated on December 14, 2025
Enter your annual interest rate (%)
- * Condo fees are not included, as they vary significantly and don't apply to all property types.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Include only monthly payments for debts like car loans and credit cards, not general bills like phone line and wifi.
- * Condo fees are not included, as they vary significantly and don't apply to all property types.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Maximum Loan Amount
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Total Estimated Savings Over Term
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Making mortgages simple, transparent, and stress-free.
