.jpg)
Mortgage Calculators
Estimated Monthly Payment
$
1,841.39
Your Loan Amount
$400,000
- * Home insurance is not included in your estimated monthly payment, as it can vary by municipality and insurance provider.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
$500,000
$
20% ($100,000)
$
%
Lowest rate 3.7% (updated on Oct 30, 2025)
%
30 Years
Years
- * Home insurance is not included in your estimated monthly payment, as it can vary by municipality and insurance provider.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Your Renewal Estimate
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
$200,000
$
3.94%
✓
Last updated on December 14, 2025
Enter your annual interest rate (%)
30
Years
Years
Your Switch Estimate
$200,000
$
$
$0
$
3.94%
✓
Last updated on December 14, 2025
Enter your annual interest rate (%)
30
Years
Years
Maximum Home Price
$
0
Mortgage Amount:
$0
Mortgage Payment:
$0
Property Tax (Est.):
$0/month
- * Condo fees are not included, as they vary significantly and don't apply to all property types.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
$
Include only monthly payments for debts like car loans and credit cards, not general bills like phone line and wifi.
$
Down
Payment
Put maximum amount you are willing to pay.
$
10%
Lowest rate 3.7% (updated on Oct 30, 2025)
%
Years
- * Condo fees are not included, as they vary significantly and don't apply to all property types.
- * The interest rate shown is the lowest available from our lenders as of the last update; actual rates may vary based on your financial profile and mortgage details.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Maximum Loan Amount
$
0
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Total Estimated Savings Over Term
$
0
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
- * These are general estimates only. For accurate and personalized advice, consult a licensed mortgage agent before making any financial decisions.
Featured Blog
Making mortgages simple, transparent, and stress-free.
© 2025 Mortgagepoint. All rights reserved
